Unlike a few years ago when it was simply high prices for high-tech phones, technology has now become a lot more affordable, meaning that the smartphone market is saturated with plenty of great value models.

You'll be surprised at how much you can get for your money these days, with plenty of the more affordable options still having some very decent specs for their price tag.

So if an iPhone is slightly out of your price range (or you don't fancy coughing up the big bucks for a phone you're not wholly convinced by), we've tracked down the best value mobile phone deals on top Android handsets - and there are even a few under £200 if you want to buy outright.

Plus we've also looked at who offers the best pay monthly contract, with five tips on how to pay less for your contract, from opting to flexible tariffs to using cashback to help you save extra.

Under £200

Smartphone technology has come along leaps and bounds in recent years and a lot of the latest innovations are starting to trickle down to budget handsets. Here are a few of the best value Android models under £200.

Huawei P Smart

The P Smart is well known for its low price and great specs

First off, this option has a fancy big screen, with almost no bezel making it look just as fancy as its high-end rivals. It also boasts 3GB RAM and a 13 megapixel camera - solid specs for a phone with such a price tag.

So it's unsurprising that the Huawei P Smart is perhaps one of the most famous budget smartphones.

Get it for £149.95 SIM free from Amazon.

Xiaomi Redmi Note 7

The Chinese do great smartphones for very cheap prices

Nothing comes close to this high-tech piece of Chinese magic in the UK budget phone market, with an all-glass design and 48mp lens camera.

While big screens are usually more associated with pricier handsets, the phone's impressive all-day battery life is an affordable phone feature some of the big brand names are yet to master.

Get it for £174.90 SIM free from Amazon.

Honor 10 Lite

A risky one due to recent Android changes though

While it's undeniably plastic, some users like a hard-wearing phone that won't crack as soon as it hits the kitchen floor. Plus, the rest of its design is spot on.

As long as you're in good lighting, the cameras are pretty decent too, as well as boasting a killer screen, solid battery life and hefty storage.

Get it from Amazon for £169.95

Moto G7 Power

Cost-cutting but still with some solid gold features

The biggest attraction to the Moto G7 Power is its extortionate battery life, which measures in at 5000mAh and can last up until three days if needed.

Very similar to the usual G7 (if the name didn't give that away already), there's a few cost-cutting methods such as a plastic back and no water repellent coating, as well as a slightly smaller screen. But apart from that, you're still getting a lot for your money.

Get it from Amazon for £179

Moto E5

Renowned - and for good reason

Another Moto number, this is very different to the G7 in the sense that while the G7 crams as much as it can into a budget handset, the E5 is a lot more simplistic, but also perhaps the cheapest smartphone out there that doesn't give you anger problems after a few days of trying to use it.

While it doesn't have lots of fancy features, its screen, camera, fingerprint scanner and battery life are all impressive, and for some people, that's about as much as you need.

Get it from £113.97 from Amazon

Read More

iPhone alternatives

Best Android phones deals for top Android phones

iPhones are facing strong competition from the Android market, which has gradually improved their credentials over the last few years.

If you've got a bit more extra cash to spend, we've listed out some of the best Android handsets out there right now.

Samsung Galaxy S10 Plus

The creme de la creme of Android handsets. Get it from £38 per month for 30GB data and a £149.99 upfront cost.

Huawei P30 Pro

Prices start at £43 per month, with a £75 upfront cost. Or £899 SIM free from Mobiles.co.uk

Google Pixel 3 XL

O2 lets you pick your own tariffs, including length, amount of data and upfront price. Get it from O2 from £31.28 a month.

5 tips on how to reduce the price of your contract

As well as nabbing a good deal on your phone contract (after all, you are stuck with it for two whole years), here's five things to know before you switch to ensure you're saving as much money as possible on your mobile.

1. Actually read your current bill

According to uSwitch.com , Brits spend around £885million on out-of-tariff data charges every year, with one in four of us regularly exceeding our data. Are you one of them?

Check your current bill and data usage to determine how much you'll realistically need to have in your next contract.

2. Check if you've paid off your handset

Most of us opt for mobile deals that come with "free" handsets rather than forking out hundreds for a phone upfront.

Spreading the cost of a new phone across numerous months is all well and good, but once your contract has ended, if you don't switch to a new deal, you're effectively still paying for a handset that you've already paid off in full. Your mobile network won't automatically discount your bill so its up to you to find a new deal.

3. Consider SIM-only.

If you have paid off your phone, or are lucky enough to get your hands on a handset, the simple answer is to switch to a SIM-only deal. You won't get a shiny new phone, but you also won't spend two years paying it off. For great SIM-only deals, try idmobile.co.uk , whose current deals include:

4. Get a flexible tariff

A more flexible tariff lets you pay for your phone separately to your tariff. Once you've finished paying off your handset, your monthly cost will reduce as you're only paying for your airtime. Several mobile phone providers offer this such as o2's Refresh , Virgin Media's Freestyle and also Sky's newly launched mobile service.

5. Earn cashback when you buy

Get money back for what your spend by signing up to a cashback site like Quidco or Topcashback . If you're already buying a phone then you may as well make money from it. It's a lot easier than you think and won't affect your purchase in any way.